Times Have Changed

Today's business, legal and medical climates demand that a workers' compensation provider stay at the forefront of this dynamic market.

We Have Changed

As a leading provider of workers' compensation coverage in Alabama, we are committed to providing our members with loss control, claim management and information services that help them develop and maintain a successful program.

We Will Change

Our focus is clear. Our methods are tested and proven.

Program Highlights

  • Our CompInfoCenter has proven to be a “win – win” with both our members and brokers by offering timely and convenient online access to their account information. The CiCenter features a document library, detailed production, claim and billing information 24/7, 365. A significant benefit to our members is the capability to submit a First Report of Injury directly to our service provider, Employers Claim Management. Several managerial reports, including loss history, large loss breakdown and various contribution reports can also be produced. We will continue to upgrade and enhance this valuable service in order to better serve our members and brokers.
  • Through a special arrangement with Sentry Insurance Company, A.M. Best rated A+ (Superior) XV, coverage is provided for approved operations of member companies located outside of Alabama, excluding ND, OH, WA & WY. All billing, audit and endorsement requests are processed in our office. Billing, audit, endorsement and renewal information is available through our CompInfoCenter.
  • The Alabama Self-Insured Worker’s Compensation Fund (ASIWCF) and Midwest Employers Casualty Company (MECC) have successfully partnered to provide excess workers’ compensation coverage and services to the ASIWCF members since 2003. MECC is an A.M. Best A+ rated (Category XV- $2 billion or more), excess workers’ compensation insurance carrier and a member company of the W.R. Berkley Corporation. ASIWCF and MECC understand the risks and trends of the long-tail nature of the excess workers’ compensation line of business and the alignment of both parties is a contributing factor to The Fund’s success. MECC is looking forward to working with ASIWCF for many years to come.
  • The Fund and Employers Claims Management have partnered with Agility Recovery Solutions to implement a disaster preparedness plan which would allow claims handling and administrative functions to continue in the event of a disaster or other unexpected operational shutdown.

  • The Retrospective Return Plan is a controlled method of returning to its members excess funds accumulated due to favorable operating experience. The actuarial formula was devised by Towers Watson to provide for the accumulation of adequate amounts of retained funds before returns may be made to Fund members. The experience-driven formula allows the balance in the retro reserve to be used to offset potential future adverse experience or to make returns to members. This feature helps insulate members from adverse experiences and rewards members when experience is favorable. The Fund has returned $235 million in retro renewal credits since 1978.


Business Council of Alabama

Since its founding in 1985, the Business Council of Alabama has worked hard to improve Alabama's business climate. The BCA is THE unified voice for Alabama business and industry in Montgomery and Washington.

Self Insurance Institute of America, Inc.

SIIA is a member-based association dedicated to protecting and promoting the business interests of companies involved in the self-insurance/alternative risk transfer (ART) industry.